What is Workers Compensation?

You’ve probably heard of workers compensation before, but you might not be sure what it is.

It’s important that you understand your rights and privileges in the workforce even before you get injured, and workers compensation is a key part of that understanding.

Worker’s compensation is money that you receive from the government when suffering from a work-related injury. For example, if you work at a factory and get injured by an equipment malfunction, you are eligible to be compensated for your injury. This is important because often times, medical bills from work-related injuries are incredibly expensive. Plus, you will be out of work, so you won’t have an income to pay them. Worker’s compensation often called worker’s comp for short, combats this by providing you with resources in your time of injury.

Many people wonder what worker’s compensation covers. It varies a bit from state to state, but here in Wisconsin, worker’s comp covers the following:

  • Coverage of medical bills to a reasonable and necessary degree
  • Compensation for temporary wage loss, if the injury is recoverable
  • Compensation for permanent wage loss, if your injury prevents you from going back to work at all
  • Rehabilitation and training that is specific to your field or vocation
  • In the worst case, worker’s comp covers burial and funeral expenses

It can be difficult to file for worker’s compensation, and often times the patient isn’t sure where to start. If you find yourself in a situation where you need worker’s comp or if you’d like to learn more about what it covers, contact us. We can help guide you through the process and lead you to a financially secure recovery.